How to fill cheque properly for self withdrawal in India

Bank has devised numerous medium by which their bank customers can withdraw money from their account. Some of the common adopted medium of withdrawal are, ATM withdrawal, filling a withdrawal slip for money withdraw, withdrawal by presenting demand draft of a said amount, withdrawal by cheque. We all are well aware that cheque is a medium through which we can make payment to someone. Since, we are making payments to other through this medium thus we are well aware how to fill cheque in proper manner. But the point that creates confusion in the mind of every bank customer is in knowing the way to fill the cheque to withdraw money from own account. Thus, in this article we will learn how to withdraw money from own account through cheque.

How to fill cheque for self withdrawal

Before filling up a cheque you must abide by the term and condition of it. Such conditions includes, one should have sufficient balance in his/her account that could meet the cheque amount. There should be no overwriting or spelling mistake on the cheque. The drawer should only put his specimen signature in signature coloumn. Failing to abide by these terms & condition would lead to dishonour of cheque or cheque bounce.

Here is the detail narration of each column explaining as to how to withdraw money from one’s account.

1. Date: Write the date when you are drawing the cheque
2. Payee: This is the only column where most people tend to create mistake specially in making withdrawal from own account. In actual, to withdrawal money from own account one need to write ‘Self’ in payee column, that’s it, you are done !!.
3. Amount in figure: Just write the amount in figure that you wish to withdraw money from your account.
4. Amount in words: Write the amount in words, that you wish to withdraw money from you account. Don’t forget to write the word only after the amount.
5. Signature: The drawer of the customer who wish to withdraw money from his/her account needs to put his specimen signature, the signature submitted at the bank during account opening.

Video Tutorial in Hindi

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