India’s largest Bank State Bank of India has recently revised its fixed Deposit rates for selected maturity periods. The new revised rate on retail FD worth less than Rs 2 crore will be effective from 8 January. SBI has raised the interest on fixed deposit by 10 basis points (bps) for 1 year to less than 2 year. The new rates will be applicable on fresh deposit and renewing maturity deposit. Perhaps this is a perfect opportunity for customers to open FD account with SBI and earn more interest than before.
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State Bank of India Revised FD Rate 2021
| Maturity period | Interest rates | |
| General Public | Senior citizen | |
| Seven days to 45 days | 2.90% | 3.40% |
| 46 days to 179 days | 3.90% | 4.40% |
| 180 days to 210 days | 4.40% | 4.90% |
| 211 days to less than one year | 4.40% | 4.90% |
| One year to less than two years | 5.00% | 5.60% |
| Two years to less than three years | 5.10% | 5.60% |
| Three years to less than five years | 5.30% | 5.80% |
| Five years and up to 10 years | 5.40% | 6.20% |
Popular Fixed Deposit scheme for senior citizens known as ‘SBI Wecare’ has been extended till 31 march 2021.
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