SBI platinum debit card : Know Benefits and Charges levied

Out of the various variant of debit card, sbi platinum debit card is one of the premium debit card issued to the customers by State Bank of India. SBI platinum debit card provides facility to make cashless shopping and also creates an opportunity to earn SBI rewardz points on every purchase. SBI platinum debit card can be used across any corner of the globe to make payment of goods online or to withdraw cash at ATMs. Card holder can earn 1 SBI rewardz for shopping worth Rs 200 in any form either buying, dining, fuel filling, ticket booking, etc. Not only this, the card holder one can earn SBI Rewardz bonus points on making three purchases transactions. On making the first purchase transaction, the card holder will earn, 50 SBI Rewardz bonus points within completion of one month of issue of the Card. One making second purchase transaction, the card holder will be credited with another 50 SBI Rewardz bonus points within completion of one month of issue of the Card. On making the third purchase transaction, the card holder will earn 100 SBI Rewardz bonus points, within completion of one calendar month of issue of the Card. Card holders who possess, SBI platinum debit card specifically issued through VISA or MASTERCARD get a additional facility to access airport lounge.

Daily Cash Withdrawal & Transaction Limit

State Bank of India has imposed certain restriction on the use of SBI platinum debit card owing to daily cash withdrawal and transaction limit. Let’s learn about the transaction limit and cash withdrawal limit.

SBI Gold International Debit CardDomesticInternational
Daily Cash Limit at ATMsMinimumRs. 100/-Varies from ATM to ATM
MaximumRs. 1,00,000/-Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 1,00,000/ –
Daily Point of Sales/ Online Transaction LimitMinimumNo such limitNo such limit but subject to local regulations.
MaximumRs. 2,00,000/-PoS Transaction Limit : Varies from country to country, subject to a maximum of foreign currency equivalent of Rs. 2,00,000/-
Online Transaction Limit : Maximum per transaction and per month limit of foreign currency equivalent of Rs. 50,000/-, available only at select international online websites.

Issuance and Annual Maintenance Charges

State Bank of India levies certain yearly charges on the card holder for using the service attained from SBI Platinum debit card. SBI imposes three kind of charges which are issue charge, annual maintenance charge and card replacement charges. Let’s learn the charges levied on sbi platinum debit card.

ParticularsCharges*
Issuance ChargesRs 100/- plus GST
Annual Maintenance ChargesRs 175/- plus GST
Card Replacement ChargesRs 300/- plus GST

 

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